https://media.blubrry.com/longpropertyshow/content.blubrry.com/longpropertyshow/Episode_108-Are_lending_restrictions_too_tight_.mp3Podcast: Play in new window | DownloadSubscribe: RSSMatt Comyn, CBA’s chief executive, said there was little doubt that the 3 per cent buffer enforced by APRA reduced borrowing capacity, but he argued it reduced financial risks. It is an issue that is being considered by a Senate inquiry, with critics of the buffer saying it […]
Ep #108 – Are lending regs appropriate or too restrictive
Ep# 84 – Will the 3 per cent buffer go soon
https://media.blubrry.com/longpropertyshow/content.blubrry.com/longpropertyshow/Ep_84-Will_the_3_per_cent_buffer_go_soon.mp3Podcast: Play in new window | DownloadSubscribe: RSSThe 3 per cent assessment rate buffer doesn’t feel appropriate anymore. Maybe for new borrowers looking to purchase and take on debt for the first time, but not for existing mortgage holders simply looking to refinance, to get a better deal, when they’ve already demonstrated an ability to […]
#44: Borrowing Capacities up as of today
https://media.blubrry.com/longpropertyshow/content.blubrry.com/longpropertyshow/Capacities_up_.mp3Podcast: Play in new window | DownloadSubscribe: RSSBorrowing capacity up 14 per cent from today Attention home buyers… starting today, the amount you can borrow may have just increased by as much as 14 per cent. The banking regulator APRA has now officially set new rules for how the banks calculate your borrowing capacity. When […]