https://media.blubrry.com/longpropertyshow/content.blubrry.com/longpropertyshow/Episode_101-Lending_Above_80_.mp3Podcast: Play in new window | DownloadSubscribe: RSSLong Property has been selected to pilot a new credit policy for a major bank, where borrowers in certain postcodes can obtain up to 95 cent leverage for both homes and investment properties, without needing to pay Lenders Mortgage Insurance. Similar offers have traditionally been available to doctors, […]
Ep #101 – 95 per cent leverage, no LMI
Ep #93 – How can banks ‘bend the rules’
https://media.blubrry.com/longpropertyshow/content.blubrry.com/longpropertyshow/Episode-93_Exceptions_To_Credit_Policy.mp3Podcast: Play in new window | DownloadSubscribe: RSSWhen it comes to considering a loan application, banks have standard credit policies which guide their decision making. However often a clients’ specific circumstances doesn’t fit exactly within the box. This is when ‘exceptions’ to standard policy are required, and they’re more common than you might think… On […]
Turning no into yes – 5 case studies demonstrating the value of brokers and the nuances of lending
https://media.blubrry.com/longpropertyshow/content.blubrry.com/longpropertyshow/Turning_no_into_yes.mp3Podcast: Play in new window | DownloadSubscribe: RSSSometimes, our clients have been told ‘no’ elsewhere – because either their income situation or various commitments/ liabilities were too complicated to tick all the boxes and meet credit policy. It is in these scenarios the true value of a broker is seen – a broker knows how […]