I haven’t seen official data on this but by my estimates borrowing capacities have fallen approximately 20% over the past 18 months. The banks have tightened policies in response to APRA (the banking regulator) and the Royal Commission. The result is that finance has become significantly harder now to obtain. So how can you prepare […]
8 finance strategies to win in the current market
The truth on mortgage brokers
I participated in a seminar last week and was asked to talk about what brokers do. There are a few misconceptions out there, here’s what I mean… Here’s what my mum thinks we do! (if only it were this glamorous!) Here’s what my clients think we do… (sitting back, and just counting the money, yeah […]