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Has your lender passed on the rate cut?

The RBA has now cut interest rates for the second time this year. Find out if and when your lender is passing on the latest cut with the below summary of announcements…   ANZ interest rate cut  Rate cut: 25 basis points Announcement date: 20 May Effective date: 30 May   Bank Australia interest rate cut […]

Meet Sarah and Rebecca (and their parents)

Here’s the story of two young Australians (made up, for illustrative purposes)… Sarah and Rebecca. They finish uni together and start their careers in exactly the same role, earning the same income. But the presence (or absence) of parental wealth quietly but dramatically alters their financial trajectory. The tale of two grads After uni Sarah […]

A review 10 years after the housing bubble

In 2015 I wrote this blog post ‘Beware of the housing bubble bursting’ which summarised the view held by many at the time that we were in a housing bubble. Their key points were as follows… House prices had grown faster than economic conditions suggested was appropriate (prices in Sydney had climbed roughly 40 percent […]

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