Sentiment has noticeably weakened and this is putting downward pressure on house prices across the country. It is creating opportunities for buyers, but anyone transacting now should do so carefully. In today’s newsletter I summarise why the rate path is now biased upward and I offer a mental model to sensibly weigh up your next […]
Note to buyers – Consider the risks, and value-gap
What we’re telling clients after last week’s rate rise
The Reserve Bank of Australia’s ‘line ball’ (5-4 in favour) decision last week to raise the cash rate by 0.25% reflects its ongoing concern that inflation pressures are proving more persistent than initially hoped. Only 5 months ago that the market was anticipating two further cuts. Now there could be 1-2 more hikes and fixed […]
Is your lender passing on the March rate rise?
Last week on 17 March 2026 Australia’s cash rate was lifted by 0.25 per cent. Below is a comprehensive list of how lenders have responded… ANZ Rate hike: 25 basis points Applies to: Variable-rate home loans Announcement date: 17 March Effective date: 27 March Bank Australia Rate hike: 25 basis points Applies to: Variable-rate home […]