Helping children in real estate can take many forms, for example a cash gift, a non-interest bearing loan, an early inheritance, allowing an adult child to live at home rent-free to save up for a deposit, or providing a ‘guarantee’ to minimise deposit requirements (or Lenders Mortgage Insurance). These strategies can all be valuable but […]
Financial abuse – When the Bank of Mum and Dad becomes concerning
2-3 more rate rises on the cards
Interest rates are back in the headlines, and for good reason. A combination of stubborn inflation, near three-year-high oil prices and ongoing instability in the Middle East is pushing financial markets to price in further tightening from the RBA. We wanted to give you a clear picture of where things stand and what it might […]
Ideas from recent strategy meetings
Here are some ideas which have come up in recent strategy discussions with clients. Some might be relevant depending on your personal circumstances. They focus on improving flexibility, reducing risk, and positioning for future opportunities… #1: Releasing equity while valuations remain respectable Many homeowners are taking advantage of still-reasonable property valuations and unlocking equity […]