As promised, here are my thoughts on the Budget, specifically a reflection on my personal property journey and what I would be doing differently now if starting over today under the new rules… Elise and I were rentvestors for the best part of eight years before finally moving into our current home. We rented in […]
Rentvesting is dead
Boring is beautiful – What the banks teach us about risk
When we think about Australian banks it’s often about interest rates or borrowing capacity (or complex loan applications!). But there’s another side to the banking system we can all learn a great deal from… Risk assessment. Banks are fundamentally professional risk managers. Banks are not property speculators. They don’t benefit like we do if a […]
Note to buyers – Consider the risks, and value-gap
Sentiment has noticeably weakened and this is putting downward pressure on house prices across the country. It is creating opportunities for buyers, but anyone transacting now should do so carefully. In today’s newsletter I summarise why the rate path is now biased upward and I offer a mental model to sensibly weigh up your next […]