In this short video Carolyn unpacks the key factors currently impacting Australia’s credit environment. The key takeaways are as follows: – Borrowing capacity is down approx. 20% across the board, however most borrowers don’t stretch to their maximum borrowing capacities – The national housing market has contracted approx. 6% in aggregate over the past 12 […]
Carolyn Bray, head of credit at Macquarie
#34: Credit cards kill your borrowing capacity
https://media.blubrry.com/longpropertyshow/content.blubrry.com/longpropertyshow/Creditcards.mp3Podcast: Play in new window | DownloadSubscribe: RSS Most borrowers assume credit or store cards do not affect their borrowing capacity. But, even if you only have one card which you clear in full each month (or never even use), this can have a substantial impact. Today we’re providing some detail on how and […]
#20: Borrowing ‘strategy’ vs borrowing capacity
https://media.blubrry.com/longpropertyshow/content.blubrry.com/longpropertyshow/181105_Borrowing_strategy_vs_capacity.mp3Podcast: Play in new window | DownloadSubscribe: RSSThe Long Property Show is now is now a weekly podcast! Each episode runs for 10 minutes and offers unique perspectives on property, finance and money management. We cover topical issues relating to our national property and finance markets, and we also discuss various investment frameworks/ strategies for […]