Is your lender passing on the March rate rise?

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Is your lender passing on the March rate rise? March 23, 2026

Last week on 17 March 2026 Australia’s cash rate was lifted by 0.25 per cent. Below is a comprehensive list of how lenders have responded…

ANZ 
Rate hike: 25 basis points
Applies to: Variable-rate home loans
Announcement date: 17 March
Effective date: 27 March

Bank Australia
Rate hike: 25 basis points
Applies to: Variable-rate home loans
Announcement date: 18 March
Effective date: 1 April

Bank of Melbourne
Rate hike: 25 basis points
Applies to: Variable-rate home loans
Announcement date: 17 March
Effective date: 31 March

Bank of Queensland
Rate hike: 25 basis points
Applies to: Variable-rate home loans
Announcement date: 18 March
Effective date: 20 March

Bankwest
Rate hike: 25 basis points
Applies to: Variable-rate home loans
Announcement date: 17 March
Effective date: 27 March

Bendigo Bank 
Rate hike: 25 basis points
Applies to: Variable-rate home loans
Announcement date: 18 March
Effective date: 25 March

Commonwealth Bank
Rate hike: 25 basis points
Applies to: Home loan variable interest rates
Announcement date: 17 March
Effective date: 27 March

HSBC interest
Rate hike: 25 basis points
Applies to: Variable-rate home loans
Announcement date: 18 March
Effective date: 30 March

ING
Rate hike: 25 basis points
Applies to: Variable-rate home loans
Announcement date: 18 March
Effective date: 27 March

Macquarie Bank
Rate hike: 25 basis points
Applies to: Variable-rate home loans
Announcement date: 17 March
Effective date: 2 April

ME Bank
Rate hike: 25 basis points
Applies to: Variable-rate home loans
Announcement date: 18 March
Effective date: 21 March

NAB 
Rate hike: 25 basis points
Applies to: Variable-rate home loans
Announcement date: 17 March
Effective date: 27 March

St George
Rate hike: 25 bps
Applies to: Variable rate home loans
Announcement date: 17 March
Effective date: 31 March

Suncorp
Rate hike: 25 basis points
Applies to: Variable-rate home loans
Announcement date: 18 March
Effective date: 27 March

UBank
Rate hike: 25 basis points
Applies to: Variable-rate home loans
Announcement date:18 March
Effective date: 26 March

Westpac
Rate hike: 25 basis points
Applies to: Variable home loan interest rates
Announcement date: 17 March
Effective date: 31 March

DANIEL GOLD

Dan runs Long Property and has been recognised by Mortgage Professional Australia as being one of the top 5 mortgage brokers nationally.  Email dan@longproperty.com.au

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